SBI Mutual Fund - Best Option for Long Term Investments

Mutual funds have become the go-to investments for the people in India today due to the flexibility of payment that it offers. Mutual funds have become affordable due to SIP (Systematic Investment Plan) method of investing. People with all classes of income today can invest in mutual funds to save and grow money for a long-term goal. One of the best and most reliable mutual funds is SBI mutual fund. In this article, we will know about SBI’s mutual fund and why is the best option for long-term investment.

State Bank of India is one of the largest and most respected banks in India. Its Mutual fund is sponsored by the bank itself and has an excellent record of astute investment and consistent good returns investments. SBI mutual fund is a joint collaboration of State Bank of India and AMUNDI (France) which is one of the top fund management companies which looks after funds of over US dollar 500 billion worldwide. Investing in SBI mutual is very simple for everyone these days, even if you are an experienced investor or a newbie in this area. You can visit the online website or portal and follow the instructions of investing in mutual funds. It is highly recommended to use the services of mutual fund calculator as you can calculate the projected returns based on a number of years and the rate of return.

SBI Equity Funds

The objective of SBI equity funds is to generate long-term capital appreciation through investment in the top rated stock of companies.  The funds are chosen after doing extensive research to know if they are fit and aligned as per the goals of the specific mutual fund. SBI equity mutual funds generate high returns, but are also carry a fair amount of risk. So, do your research before selection.

Details of some of the top SBI mutual fund

Fund Name	Risk	5-yr Return	Objective
SBI Magnum Midcap Fund	Moderately High	24.08	The objective of the fund is to provide long term growth along with liquidity of an open ended scheme. The investment from this fund is done primarily in mid cap companies and is well diversified
SBI Magnum Multicap Fund	Moderately High	19.88	The objective of this fund is long term growth in the capital and liquidity of an open-ended scheme. The fund investment is diversified in stocks, money market instruments and debt funds.
SBI Bluechip Fund	Moderately High	16.97	The blue chip fund is well diversified with investments in blue chip companies that offer reliable returns with long term growth opportunity
SBI Magnum Equity ESG Fund	High	14.01	The objective of this fund is to provide long term growth with investment in sectors like governance, environmental and social etc.
SBI Large & Midcap Fund	Moderately High	18.46	The fund objective is to provide capital appreciation in the long run by putting money in large and mid-cap companies.

SBI Tax Saving Funds

The SBI Tax saving or ELSS mutual fund objective is to save tax under Section 80C for the investor and offer long term growth by investing in diversified mutual funds. There is a lock in period of 3 years in ELSS funds.

Tax Saving Fund Name	Risk	5-yr Return	Objective
SBI Magnum Tax Gain Scheme	Moderately High	15.01	The fund offers tax benefit under section 80C of Income Tax Act, 1961. ELSS fund predominately invests in equity funds for long term capital appreciation.

SBI Debt Funds

SBI debt funds are for investor who does not want to take much risk with their investment

Debt Fund Name	Risk	5-yr Return	Objective
SBI Magnum Income Fund	Moderate	6.57	The objective of the fund is to generate regular income for the investor.
SBI Magnum Medium Duration Fund	Moderate	8.93	The objective of the fund is to generate moderate returns through investment in debt and money market instruments.

SBI Hybrid Funds

SBI hybrid funds diversify their investment in different classes of equity and debt.

Hybrid Fund Name	Risk	5-yr Return	Objective
SBI Equity Hybrid Fund	Moderate	16.47	The objective of the fund is to offer long term capital appreciation by investing in equity and debt to balance the risk factor.
SBI Debt Hybrid Fund	Moderate	8.7	The investment in this scheme is done mostly in debt and money market instrument.
SBI Multi Asset Allocation Fund	Moderate	10.47	In this fund, portfolios of various asset classes are provided.

Why SBI Mutual funds for Long-Term Investment?

SBI mutual fund has been known for effectively managing the country’s offshore funds for a few decades now. SBI is also the first bank to come up with a pilot offshore fund scheme. The primary objective of SBI mutual fund is that it offers the investors’ long-term growth potential in a diverse stock of Indian companies. The SBI mutual fund house is known for robust risk management which is backed by a team of highly experienced financial experts and advisors. The mutual fund portfolio is constructed basis a lot of parameters and risk analysis, so the fund generates maximum return for the investor. The SBI mutual fund offers a diverse blend of funds to the investors by investing in large, mid and small cap growth opportunities. There are multiple benefits of investing in SBI mutual fund. Some of those are mentioned below:

• The SBI Management team for mutual funds is highly experienced and efficient. The management team also lends their expertise to pension funds, financial institutions and many AMC’s.

• The SBI mutual fund portfolio is created after a lot of research and future projections. Most of the mutual funds carries an impressive rating of 3 and above.

• SBI mutual fund has the expertise of successfully delivering the projections over the year and understands the needs and expectations of the investors.

• SBI offers different investment portfolio as per the risk involved from low to high.

• Both domestic and offshore funds are available with SBI mutual funds.

SBI mutual funds have become a one-stop shop for the investors with its diverse offerings. For long-term investment in mutual funds, the company offers an array of mutual fund options satisfying the need for a different class of investors. If you are looking to invest in mutual funds to achieve your long-term goals, then you must definitely check SBI’s mutual funds schemes.